This guide is to help you complete each of the steps needed to:
1. become eligible for an RDSP
2. open an RDSP
3. manage your money
- Step by step directions for eligibility, opening and managing an RDSP account
- Directions on obtaining a social insurance number
- Criteria for the Disability Tax credit
- Filing your income tax return
- Choosing a financial institute
- Choosing your holder
- Opening your RDSP
- Investing your money
- Updating your will
- Protecting yourself
- Future planning
This guide is for two groups of people:
1. Individuals with disabilities who are opening an RDSP for themselves, and;
2. Families or friends who are opening an RDSP for their son/daughter/friend with a disability. The main part of the guide speaks to individuals and the boxes are specific to family and friends, but all the information is important!